Mortgage Approval Steps Infographic | first home buyer grant 2023

Real estate infographic titled "Mortgage Approval Steps". Use archetype: MORTGAGE FLOWCHART. Editorial real-estate magazine illustration, warm hand-illustrated style, trust navy & cream palette, designed for a seller audience. Create a clean vertical infographic with 7 numbered stages connected by arrows. Each stage must include: a short heading in English, a time estimate, an illustrative cost example in EUR labeled as example, and a small property or document icon. Suggested stages: 1) Check Finances — time: 1–3 days — cost: €0 example — icon: wallet/document. 2) Gather Documents — time: 2–5 days — cost: €25 example — icon: checklist/file folder. 3) Credit & Affordability Review — time: 1–7 days — cost: €0 example — icon: report/house. 4) Pre-Approval Issued — time: 1–3 days — cost: €0 example — icon: approval letter. 5) Property & Offer Alignment — time: 3–14 days — cost: €500 example — icon: home/search paper. 6) Underwriting & Valuation — time: 5–15 days — cost: €300 example — icon: stamp/report/house. 7) Final Approval & Closing Prep — time: 3–10 days — cost: €1,200 example — icon: keys/signature document. Add supportive side notes visually suitable for sellers, such as buyer readiness, documentation status, and timeline certainty, but all on-image text must remain concise and in English. Include subtle visual cues for documents, homes, signatures, calendars, and arrows. Do not include any real bank, brokerage, or lender logos. Do not include specific listing prices or city-specific guarantees. The target search intent "first home buyer grant 2023" may influence the visual mood only and must not appear as on-image text. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks. No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.