Rent vs Buy Chart Style Mortgage Approval Steps Infographic

Real estate infographic titled "Mortgage Approval Steps for Upgrading Homeowners". Use archetype: MORTGAGE FLOWCHART adapted as an inspection / renovation-style timeline for an existing homeowner upgrading. Editorial real-estate magazine illustration, isometric 3D, trust navy & cream palette, clean premium layout, subtle depth, tidy callouts, no real bank / brokerage / lender logos, no watermarks. Include 7 numbered stages arranged left-to-right or top-to-bottom as a clear timeline/flow. Each stage must include: a short heading in English, a time estimate, an illustrative cost example in EUR labeled as example, and a small property or document icon. Stages: 1) Financial Review — 1 to 3 days — example €0 to €50 — icon: document and calculator. 2) Pre-Approval Application — 1 to 5 days — example €0 to €150 — icon: mortgage form and house. 3) Document Verification — 2 to 7 days — example €25 to €100 — icon: ID papers and checklist. 4) Property Search and Upgrade Budget — 2 to 8 weeks — example €500 to €5,000 renovation reserve — icon: house, magnifier, paint roller. 5) Offer and Conditional Approval — 2 to 5 days — example €1,000 to €5,000 deposit labeled example — icon: contract and key. 6) Valuation and Inspection — 3 to 10 days — example €250 to €800 — icon: clipboard, home, inspection badge. 7) Final Approval and Closing — 1 to 2 weeks — example €2,000 to €8,000 closing costs — icon: signed documents and front door. Add connecting arrows, approval checkpoints, and a small side panel with a simple mortgage process legend in English. Visually imply related search intent rent vs buy chart only through composition cues or comparative iconography, but do not place that phrase as on-image text. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.