Timeframe for Buying a House: Home Equity Loan vs HELOC

Real estate infographic titled "Home Equity Loan vs HELOC Timeline". HOME-BUYING TIMELINE archetype adapted for a first-time buyer, with 6 numbered stages arranged left-to-right in a clean editorial real-estate magazine layout, dark dashboard palette, high contrast cards, subtle grid, modern sans-serif typography, soft data-visual accents, and small property/document icons at each stage. Compare Home Equity Loan and HELOC visually within each stage using split panels or dual-color ribbons, while keeping the design simple and beginner-friendly. Include these stages with short heading IN English, time estimate, illustrative cost example, and icon: 1) "Check Equity" — time estimate: "1–3 days" — example cost: "example fees 100–300" — icon: house document. 2) "Review Credit & Income" — time estimate: "2–5 days" — example cost: "example paperwork 25–75" — icon: ID and document. 3) "Choose Loan Type" — time estimate: "1–2 days" — example cost: "example rate spread 0.5–2.0%" — icon: comparison chart over house. 4) "Appraisal & Inspection" — time estimate: "1–2 weeks" — example cost: "example appraisal 300–700" — icon: magnifier on home. 5) "Approval & Terms" — time estimate: "1–3 weeks" — example cost: "example closing fees 500–2500" — icon: signed contract. 6) "Funding & Renovation Budget" — time estimate: "3 days–2 weeks" — example cost: "example project budget 5000–25000" — icon: toolbox and property file. Add concise English labels for differences such as fixed payment vs variable draw period, lump sum vs reusable credit line, and predictable budget vs flexible access, shown as compact callouts, charts, or side notes. Include a small footer note for first-time buyers about planning renovation reserves and repayment changes, in English. No real bank, brokerage, or lender logos, no watermarks, no city-specific guarantees, no specific listing prices. Editorial real-estate magazine illustration. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.