Achat d une maison étape par étape en infographie

Real estate infographic titled "First-Time Home Buyer Programs". RENT VS BUY comparison adapted into a property-type comparison for first-time buyers, editorial real-estate magazine illustration, warm hand-illustrated style, cozy beige palette, soft textures, friendly layout, clean hierarchy. Compare 6 numbered options/stages for first-time buyer pathways and program-fit by property type, arranged in balanced comparison cards with subtle arrows and icons. Each numbered card must include: a short heading in English, a time estimate, an illustrative cost example in PLN (zł) clearly labeled as example, and a small property or document icon. Use only generic homes, apartments, contracts, keys, checklists, piggy bank, mortgage papers, and approval stamps. No real bank, brokerage, or lender logos. No city-specific guarantees. Render the French search intent visually through step-by-step home-buying scenes only, with no French text shown.

Include these 6 numbered sections:
1. "Set Your Budget" — time estimate: "1–2 weeks" — example cost: "Savings target example: 15,000 zł" — icon: budget document.
2. "Check Program Eligibility" — time estimate: "3–7 days" — example cost: "Application fee example: 0–300 zł" — icon: checklist document.
3. "Compare Property Types" — time estimate: "1–3 weeks" — example cost: "Down payment example: 20,000 zł" — icon: apartment and house.
4. "Get Pre-Approval" — time estimate: "3–10 days" — example cost: "Mortgage setup example: 500–1,500 zł" — icon: approval paper.
5. "Review Total Costs" — time estimate: "2–5 days" — example cost: "Closing costs example: 4,000–12,000 zł" — icon: calculator and contract.
6. "Choose and Close" — time estimate: "2–6 weeks" — example cost: "Moving budget example: 2,000–6,000 zł" — icon: key and document.

Add a comparison band within the layout for first-time-buyer-friendly property types: "Studio Apartment", "Family Apartment", "Townhouse", "Small House", each with simple pros/considerations labels in English, generic example monthly cost labels in PLN (zł), and small home icons. Keep all numbers clearly marked as example. Add subtle legends, dividers, and callout notes in English only. No watermarks.

All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.