Home Staging Infographic for First-Time Buyer Investors

Real estate infographic titled "Down Payment Options for First-Time Buyer Investors". Archetype: FIRST-TIME-BUYER CHECKLIST. Editorial real-estate magazine illustration, warm hand-illustrated style, trust navy & cream palette, clean structured layout, investor / landlord audience, polished financial-education visual design. Create 7 numbered checklist stages, each with a short heading IN English, a time estimate, an illustrative cost example in EUR labeled example, and a small property/document icon.

Stage 1: "Set Investment Goal" — time estimate: "1-3 days" — cost example: "Cash reserve example €15,000" — icon: small apartment building with checklist.
Stage 2: "Compare Down Payment Levels" — time estimate: "1 week" — cost example: "10% example €25,000 / 20% example €50,000 / 30% example €75,000" — icon: stacked coins beside house.
Stage 3: "Review Mortgage Requirements" — time estimate: "3-7 days" — cost example: "Application fee example €350" — icon: mortgage document with magnifying glass.
Stage 4: "Estimate Total Upfront Cash" — time estimate: "1-2 days" — cost example: "Down payment + closing funds example €32,000" — icon: wallet and key.
Stage 5: "Check Reserve Funds" — time estimate: "1 day" — cost example: "Emergency reserve example €8,000" — icon: shield over euro coins.
Stage 6: "Match Strategy to Property Type" — time estimate: "2-5 days" — cost example: "Small renovation buffer example €6,000" — icon: rental property file folder.
Stage 7: "Prepare Offer Funds" — time estimate: "1-3 days" — cost example: "Deposit example €5,000" — icon: signed contract and house key.

Include supportive visual elements such as subtle callout boxes, checklist ticks, arrows, euro symbols, small comparison mini-panels for low / medium / high down payment approaches, and landlord-oriented cues like rental income notes rendered visually without extra text density. Keep all figures clearly marked as example. No specific listing prices, no city-specific guarantees, no real bank / brokerage / lender logos, no watermarks. The target search intent "home staging infographic" should influence composition and visual polish only, not appear as on-image text. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.