Buying a Property Timeline: PMI Explained Infographic

Real estate infographic titled "PMI Explained in the Home-Buying Timeline". HOME-BUYING TIMELINE archetype for an existing homeowner upgrading, editorial real-estate magazine illustration, trust navy & cream palette, clean professional layout, elegant icons, subtle document and property motifs, no real bank / brokerage / lender logos, no watermarks. Show 6 numbered stages from pre-approval to close, each with a short heading IN English, a time estimate, an illustrative cost example in EUR labeled example, and a small property or document icon. Stage 1: "Pre-Approval" — time estimate "1–3 days" — cost example "example: €0–€50" — icon: approval letter/document. Stage 2: "Equity Review" — time estimate "2–5 days" — cost example "example: €0–€300" — icon: home with upward arrow and paperwork. Stage 3: "Home Search" — time estimate "2–8 weeks" — cost example "example: €0–€500" — icon: house and magnifying glass. Stage 4: "Offer & Deposit" — time estimate "1–3 days" — cost example "example: €2,000–€10,000" — icon: signed contract/document. Stage 5: "Inspection & Appraisal" — time estimate "1–2 weeks" — cost example "example: €500–€1,200" — icon: clipboard and small house. Stage 6: "Loan Finalization & Close" — time estimate "2–6 weeks" — cost example "example: closing costs €3,000–€12,000" — icon: keys and closing folder. Integrate PMI explanation visually within the timeline, especially near loan finalization: show PMI as private mortgage insurance, when it may apply if down payment or remaining equity is below 20%, why it matters for monthly payment, and a simple visual cue that PMI may end after sufficient equity is reached. Include brief English labels such as "PMI may apply", "Less than 20% down", "Added monthly cost", "Ends after enough equity", all in English. Use clear hierarchy, timeline arrows, soft callout boxes, and magazine-style data visualization accents. Avoid specific listing prices, city-specific guarantees, or lender branding. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.