Infographie immobilière : etape pour acheter un bien immobilier

Real estate infographic titled "Closing Costs Breakdown for First-Time Buyers". Archetype: MORTGAGE FLOWCHART. Editorial real-estate magazine illustration, minimal corporate style, minimal monochrome palette, clean grid, elegant whitespace, simple vector shapes, subtle line icons, modern financial-document aesthetic, designed for a first-time buyer audience. Show 6 numbered stages in a clear mortgage-style flowchart with connecting arrows. Each stage must include: a short heading in English, a time estimate, an illustrative cost example in GBP marked as example, and a small property or document icon.

Stage 1: "Budget Check" — time estimate: "1–2 days" — cost example: "£0 example" — icon: wallet + house document.
Stage 2: "Mortgage Agreement" — time estimate: "3–7 days" — cost example: "Broker fee £250 example" — icon: approval document.
Stage 3: "Offer Accepted" — time estimate: "1–5 days" — cost example: "Reservation deposit £500 example" — icon: house + checkmark.
Stage 4: "Legal And Survey" — time estimate: "1–3 weeks" — cost example: "Solicitor £1,200 example; Survey £450 example" — icon: contract + magnifying glass.
Stage 5: "Lender And Searches" — time estimate: "2–4 weeks" — cost example: "Valuation £300 example; Searches £350 example" — icon: file stack + map pin.
Stage 6: "Completion Costs" — time estimate: "Final 1–3 days" — cost example: "Transfer fee £40 example; Registry £150 example; Total closing costs £3,240 example" — icon: keys + signed document.

Include a compact side panel or footer summary labeled in English only, showing a simple breakdown list of typical closing cost categories for first-time buyers: solicitor fee, survey fee, valuation fee, searches, transfer fee, land registry, mortgage-related fee. Use only generic institutions and neutral forms, no real bank, brokerage, or lender logos, no watermarks, no city-specific guarantees, no specific listing prices. Visually imply the search intent about steps to buy property without rendering that French phrase as on-image text. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.