How Much House Can I Afford Real Estate Infographic

Real estate infographic titled "How Much House Can I Afford?". MORTGAGE FLOWCHART archetype for first-time buyers, designed as a photorealistic editorial real-estate magazine layout with a modern suburban house photo as the central visual, trust navy & cream palette, polished professional composition, realistic paper-texture infographic styling, clean callout boxes, charts, and comparison panels, no people. Show 7 numbered stages, each with a short heading in English, a time estimate, an illustrative cost example in USD labeled example, and a small property or document icon: 1) "Know Your Income" — time estimate: 5 min — example: Monthly income $8,500 example — icon: pay stub document. 2) "List Monthly Debts" — time estimate: 10 min — example: Car loan $425 example, student loan $280 example, credit cards $95 example — icon: debt document. 3) "Set Down Payment" — time estimate: 5 min — example: Down payment $45,000 example — icon: house with dollar symbol. 4) "Check Mortgage Rate" — time estimate: 2 min — example: 6.50% example, 30-year fixed example — icon: percentage document. 5) "Add Taxes & Insurance" — time estimate: 5 min — example: Property taxes $450/month example, insurance $140/month example — icon: shield and home. 6) "Apply Affordability Formula" — time estimate: 8 min — example formula panel: Max housing budget example = 28% of monthly income; Max total debt example = 36% of monthly income; Affordable payment example = income limit minus debts; estimated affordable home price example derived from payment, rate, taxes, insurance, and down payment — icon: calculator and contract. 7) "Estimated Home Price" — time estimate: instant — example: Estimated affordable home price $365,000 example — icon: suburban house. Include a clear visual breakdown with comparison panels for conservative, target, and stretch budgets, a small pie chart for monthly housing cost components, and a clean summary bar showing monthly income, debts, down payment, mortgage rate, taxes, insurance, and final affordable price in USD. Editorial real-estate magazine illustration, photorealistic infographic aesthetic, precise typography, balanced spacing, subtle shadows, premium print design. All text rendered cleanly in English, no spelling errors, no gibberish characters, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.