Infographie immobilier France : meilleur taux de prêt habitat

Real estate infographic titled "How to Find the Best Home Loan Rate in France". MORTGAGE FLOWCHART archetype for first-time buyers, designed as a polished editorial real-estate magazine layout with photorealistic styling, realistic paper texture, premium typography, trust navy and cream palette, elegant French real-estate cues, and sophisticated home-buying context. Create a clear vertical or branching mortgage decision flowchart with 7 numbered stages, each including a short heading in English, a time estimate, an illustrative cost example in EUR labeled example, and a small property or document icon. Stage 1: "Check Budget" — time estimate: "1-2 days" — cost example: "example: target home price €280,000" — icon: apartment building or calculator document. Stage 2: "Get Pre-Approval" — time estimate: "3-7 days" — cost example: "example: pre-approved loan €230,000" — icon: approval letter. Stage 3: "Compare Lenders" — time estimate: "2-5 days" — cost example: "example: lender fees €950" — icon: stacked lender comparison cards, no logos. Stage 4: "Review APR" — time estimate: "1 day" — cost example: "example: APR fixed 3.45%-3.90%, variable 3.10%-3.70%" — icon: percentage document. Stage 5: "Estimate Monthly Payment" — time estimate: "1 day" — cost example: "example: fixed €1,245/month, variable €1,180/month" — icon: euro payment sheet. Stage 6: "Decision Point: Fixed or Variable" — time estimate: "1-2 days" — cost example: "example: fixed offers stability, variable may start lower" — icon: branching arrows with house and contract. Stage 7: "Select Loan Offer" — time estimate: "2-4 days" — cost example: "example: selected loan 25 years, monthly payment €1,210" — icon: signed mortgage document. Include clear branching comparison between fixed and variable mortgage offers, lender comparison cards, APR ranges, monthly payment examples in EUR (€), and decision points from pre-approval to loan selection. Add refined visual elements suggesting France residential buying context such as Parisian apartment silhouettes, French property paperwork styling, subtle map cue of France, and elegant magazine-style data visualization, while keeping all on-image text in English. No bank logos. Editorial real-estate magazine illustration, photorealistic infographic composition, clean grid, premium spacing, polished charts and callouts. All text rendered cleanly in English, no spelling errors, no gibberish characters, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.