Étape pour acheter une maison : timeline prêt investisseur

Real estate infographic titled "Mortgage Approval Steps for Property Investors". Create a HOME-BUYING TIMELINE adapted to mortgage approval steps for an investor / landlord audience, in an editorial real-estate magazine style, using a trust navy & cream palette with refined accents, clean grid layout, elegant typography, and professional data-visual storytelling. Design a vertical or horizontal timeline with 7 numbered stages, each stage containing: a short heading in English, a time estimate, an illustrative cost example in EUR labeled as example, and a small property or document icon. Include subtle investor-focused visual cues such as rental property, keys, lease document, calculator, building inspection clipboard, and closing folder. Avoid any real bank, brokerage, or lender logos. No watermarks. Do not visually emphasize any city-specific promise or guarantee. Render the target search intent only through imagery and overall concept, not as on-image French text.

Stage 1: "Check Investment Budget" — time estimate: "1-3 days" — cost example: "€0 example" — icon: calculator with apartment building.
Stage 2: "Gather Financial Documents" — time estimate: "2-5 days" — cost example: "€25 example" — icon: stacked documents and ID.
Stage 3: "Pre-Approval Review" — time estimate: "3-7 days" — cost example: "€0-€150 example" — icon: approval letter and house.
Stage 4: "Property Search & Numbers" — time estimate: "1-4 weeks" — cost example: "€300 example" — icon: magnifying glass over rental property chart.
Stage 5: "Offer and Lender File" — time estimate: "2-5 days" — cost example: "€500 example" — icon: signed offer document and key.
Stage 6: "Valuation, Inspection & Renovation Plan" — time estimate: "1-2 weeks" — cost example: "€400-€1,500 example" — icon: clipboard, hard hat, and small house.
Stage 7: "Final Approval & Closing" — time estimate: "1-2 weeks" — cost example: "€2,000-€8,000 example" — icon: folder, seal, and building.

Add supporting visual elements: connecting arrows between stages, small EUR symbols near cost examples, side callouts for "Debt Ratio", "Cash Reserves", "Rental Income", and "Closing Funds" with simple icon badges, and a compact legend for document, property, euro, and approval icons. Keep all wording concise and investor-friendly. Editorial real-estate magazine illustration. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, illustrative numbers labeled "example", no specific real-bank or brokerage logos, no watermarks No real bank / brokerage / lender logos. Illustrative numbers labeled as example. No specific listing prices or city-specific guarantees.