Budget Infographic on Index Funds vs Stocks Growth Paths

Finance infographic titled "Index Funds vs Stocks". Use archetype: CONCEPT EXPLAINER adapted as a before / after wealth comparison for an executive briefing, showing two parallel wealth paths side by side from starting capital to long-term outcome. Include 6 labeled blocks with concise executive-style English text: 1) "Starting Capital" — "Kč100 000" — caption: "Same initial investment, example only, used for like-for-like comparison." 2) "Index Fund Path" — "15 yr" — caption: "Broad market exposure, diversified basket, lower single-company risk, illustrative example only." 3) "Stock Picking Path" — "15 yr" — caption: "Concentrated selections can outperform or underperform, higher dispersion of outcomes, illustrative example only." 4) "Fees & Effort" — "0.2% vs 1.5%" — caption: "Lower cost and lower monitoring effort may support net returns; example only." 5) "Illustrative Growth Example" — "Kč100 000 @ 8%/yr for 15 yr = Kč317 217" — caption: "Compound-growth illustration for broad index-style returns, example only, not a forecast." 6) "Illustrative Comparison Outcome" — "Kč317 217 vs Kč239 656" — caption: "Example only: diversified steady-growth path versus lower-return stock-picking case at 6%/yr over 15 years; outcomes vary." Add small supporting callouts and mini comparison labels in English only: "Diversification", "Concentration Risk", "Volatility", "Long-Term Discipline", "Example only", "Illustrative, not a forecast". Show a clear before-and-after visual structure with left-side initial wealth and right-side end wealth, using twin bar/column or stepped wealth panels with subtle arrows and comparison markers. Style: vintage WSJ ink-line, editorial finance magazine illustration, clean chart aesthetics, vector-clean infographic layout. Color palette: navy and emerald with off-white paper texture, restrained executive mood, precise linework, engraved hatch shading, minimal clutter, boardroom-ready sophistication. No real bank or brokerage logos, no specific stock tickers, crypto coins, or fund names as recommendations. All example numbers must be explicitly marked "example only" or "illustrative" in English. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, no real bank / brokerage logos, no specific stock tickers as recommendations, no watermarks Example numbers labeled "illustrative" so readers do not treat them as forecasts. No real broker or bank logos. No specific stock tickers, crypto coins or fund names as buy recommendations.