Finance infographic: Asset Allocation by Age Guide

Finance infographic titled "Asset Allocation by Age" using CONCEPT EXPLAINER archetype for a first-time investor. Create a numbered 5-stage infographic showing how portfolio mix can change across life stages, with each block containing a clear English heading, a key percentage split, time horizon, and one-line caption. Include these labeled blocks: 1) "Starting Out (Age 20-29)" — "90% Stocks / 10% Bonds" — "30+ years" — caption: "Higher growth focus may suit long time horizons; illustrative example only." 2) "Building Wealth (Age 30-39)" — "80% Stocks / 20% Bonds" — "20-30 years" — caption: "Still growth-oriented, with modest stability added; example only." 3) "Balancing Risk (Age 40-49)" — "70% Stocks / 30% Bonds" — "15-25 years" — caption: "Mid-career investors may gradually diversify to reduce volatility; illustrative example only." 4) "Pre-Retirement (Age 50-59)" — "60% Stocks / 40% Bonds" — "5-15 years" — caption: "Capital preservation becomes more important as retirement nears; example only." 5) "Retirement Focus (Age 60+)" — "40% Stocks / 50% Bonds / 10% Cash" — "0-10 years" — caption: "Income, liquidity, and lower drawdown risk may matter more; illustrative example only." Add a separate callout block titled "Illustrative Example Calculation" with exact English text: "€10 000 portfolio at age 30", "80% stocks / 20% bonds", "After 1 year: €10 600 if portfolio return is 6%", and caption: "Illustrative example only — not a forecast or recommendation." Add a small footer note block titled "Important Reminder" with text: "Asset allocation depends on goals, risk tolerance, and time horizon." and "Example only — not financial advice." Visual style: Bloomberg terminal dark background, subtle grid, glowing data-panel feel, trust blue and gold palette with high contrast white typography, polished editorial look, calm trustworthy mood, editorial finance magazine illustration, clean chart aesthetics, vector-clean infographic layout. Use modern icons for age, shield, clock, pie mix, and retirement income. No real bank / brokerage logos, no specific stock tickers, crypto coins, or fund names as recommendations. All numbers must appear clearly labeled as illustrative or example only. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, no real bank / brokerage logos, no specific stock tickers as recommendations, no watermarks Example numbers labeled "illustrative" so readers do not treat them as forecasts. No real broker or bank logos. No specific stock tickers, crypto coins or fund names as buy recommendations.