Infografia finanzas: fondos índice vs acciones

Finance infographic titled "Index Funds vs Stocks"; use archetype: CONCEPT EXPLAINER adapted as a before/after wealth comparison for an executive briefing, showing two parallel investor paths from starting capital to long-term outcome. Include 6 labeled blocks with clear English headings, each containing a key number/time and a one-line caption. Block 1: "Starting Capital" — "zł50 000" — "Same initial amount invested in both approaches, example only." Block 2: "Index Fund Path" — "10 yr" — "Broad market exposure with automatic diversification, illustrative example only." Block 3: "Stock Picking Path" — "10 stocks" — "Concentrated selection with higher company-specific risk, illustrative example only." Block 4: "Average Annual Return" — "8%/yr vs 5%/yr" — "Illustrative long-term comparison only, not a forecast or recommendation." Block 5: "Example Calculation" — "zł50 000 @ 8%/yr for 10 yr = zł107 946; zł50 000 @ 5%/yr for 10 yr = zł81 445" — "Compound growth example only for comparing outcomes." Block 6: "Before / After Wealth" — "Difference: zł26 501" — "Shows how fees, diversification, and return dispersion can affect ending wealth, illustrative example only." Add small side metrics or mini callouts in English: "Diversification", "Volatility", "Research Time", "Fees", each with short captions such as "Higher diversification", "Potentially higher volatility", "More monitoring required", "Usually lower cost"; all figures and labels must say "example only" or "illustrative example only" where applicable. Layout: split-screen before/after comparison with left-to-right flow, top summary banner, central growth bars or stepped wealth cards, subtle dashboard widgets, clean legends, compact executive-ready annotations. Visual style: modern dashboard UI, warm earth advisor palette with terracotta, sand, camel, deep olive, muted bronze, off-white background, refined contrast, confident executive mood. Include editorial finance magazine illustration, clean chart aesthetics, vector-clean infographic layout. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, no real bank / brokerage logos, no specific stock tickers as recommendations, no watermarks Example numbers labeled "illustrative" so readers do not treat them as forecasts. No real broker or bank logos. No specific stock tickers, crypto coins or fund names as buy recommendations.