50/30/20 Budget Rule Infographic with Interest Calculator Graph

Finance infographic titled "50/30/20 Budget Rule" using archetype MONEY FLOW (income → expenses → savings → investments). Show a clean beginner-friendly flow from monthly net income into three budget buckets, with a small illustrative growth panel for saved money. Include 6 labeled blocks with exact English on-image text: 1) "Monthly Net Income" — "zł6 000" — caption: "Illustrative example only: money available after tax each month." 2) "Needs — 50%" — "zł3 000" — caption: "Essential costs such as rent, groceries, transport and utilities." 3) "Wants — 30%" — "zł1 800" — caption: "Lifestyle spending like dining out, hobbies, travel and subscriptions." 4) "Savings & Investing — 20%" — "zł1 200" — caption: "Build emergency savings first, then invest regularly for long-term goals." 5) "Example Split" — "zł6 000 → zł3 000 + zł1 800 + zł1 200" — caption: "Illustrative example only: the 50/30/20 rule is a simple starting framework." 6) "Illustrative Growth Example" — "zł1 200/month for 10 yr at 6%/yr = about zł196 655" — caption: "Illustrative example only, not a forecast; regular contributions may grow over time." Add small sublabels inside the buckets in English such as "Housing", "Food", "Transport", "Fun", "Shopping", "Emergency Fund", "Long-Term Investing". Include a simple mini line chart or area chart beside the growth block to echo search intent for an interest calculator graph, but keep the main archetype as money flow. Use modern dashboard UI styling, warm earth advisor palette with clay, sand, terracotta, olive, muted gold and cream backgrounds, soft rounded cards, subtle grid, friendly icons, calm trustworthy mood, editorial finance magazine illustration, clean chart aesthetics, vector-clean infographic layout. Make percentages prominent, use PLN currency format with zł symbol, and clearly tag every number panel with "illustrative example only" where relevant so viewers do not treat values as forecasts or personal advice. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, no real bank / brokerage logos, no specific stock tickers as recommendations, no watermarks Example numbers labeled "illustrative" so readers do not treat them as forecasts. No real broker or bank logos. No specific stock tickers, crypto coins or fund names as buy recommendations.