Infographic share price style emergency fund tiers chart

Finance infographic titled "Emergency Fund Tiers" using GROWTH CHART archetype (line / area showing compound returns) adapted to visualize how emergency savings targets build across tiers over time for an intermediate DIY investor. Create 6 labeled blocks, all text in English: 1) "Tier 1: Starter Buffer" — "1 month" — caption: "Example only: first cash cushion for small unexpected costs." 2) "Tier 2: Core Emergency Fund" — "3 months" — caption: "Illustrative example only: suitable base reserve for stable income households." 3) "Tier 3: Standard Safety Net" — "6 months" — caption: "Example only: common target for broader income interruption protection." 4) "Tier 4: Extended Runway" — "9-12 months" — caption: "Illustrative example only: larger reserve for variable income or higher uncertainty." 5) "Monthly Savings Pace" — "300 per month" — caption: "Example only: steady contributions build the fund over time." 6) "Growth Example" — "10 000 @ 3%/yr for 5 yr = 11 593" — caption: "Illustrative example only: cash yield can modestly support emergency fund growth, not a forecast." Main chart: clean monochrome line / area chart with x-axis labeled "Time (months)" and y-axis labeled "Emergency fund target"; show stepped target bands for 1, 3, 6, and 9-12 months of expenses, plus a smooth savings growth line approaching each tier. Add small callout: "Assume monthly expenses: 2 000, example only" and tier markers: "1 month = 2 000", "3 months = 6 000", "6 months = 12 000", "9 months = 18 000", "12 months = 24 000", all marked "illustrative example only". Include a subtle note block: "Purpose" — "liquidity first" — caption: "Emergency funds prioritize access and stability over high returns." Visual style: minimal flat, monochrome professional palette, charcoal, slate, soft gray, off-white, restrained contrast, professional and calm mood, editorial finance magazine illustration, clean chart aesthetics, vector-clean infographic layout. No real bank or brokerage logos, no specific stock tickers, crypto coins, or fund names as recommendations, no watermarks. All example numbers must be clearly labeled "example only" or "illustrative example only". All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, no real bank / brokerage logos, no specific stock tickers as recommendations, no watermarks Example numbers labeled "illustrative" so readers do not treat them as forecasts. No real broker or bank logos. No specific stock tickers, crypto coins or fund names as buy recommendations.