50/30/20 Budget Rule Dashboard with Interest Calculator Graph

Finance infographic titled "50/30/20 Budget Rule" using CONCEPT EXPLAINER adapted as a before / after wealth comparison for an executive briefing. Show a polished side-by-side dashboard: left panel "Before Budget Rule", right panel "After 50/30/20 Rule", with a small supporting growth mini-chart for savings accumulation. Include 6 labeled blocks with English text only: 1) "Monthly Net Income" — "zł8 000" — caption "Illustrative example only: monthly take-home pay used to split the budget." 2) "Needs 50%" — "zł4 000" — caption "Housing, food, transport and bills kept near half of income, example only." 3) "Wants 30%" — "zł2 400" — caption "Dining, travel and lifestyle spending capped for flexibility, illustrative only." 4) "Savings & Investing 20%" — "zł1 600" — caption "Automatic transfer to emergency fund and long-term investing, example only." 5) "Before vs After Cash Left" — "zł200 vs zł1 600" — caption "Illustrative comparison: unstructured spending leaves little surplus, budgeting creates planned wealth-building cash flow." 6) "Illustrative Growth Example" — "zł1 600/month for 10 yr at 6%/yr = about zł262 000" — caption "Compound growth illustration only, not a forecast or recommendation." Add a simple before/after comparison bar set and a clean line/area mini graph resembling an interest calculator graph to reinforce wealth accumulation over time. Add small callout badges reading "example only" and "illustrative only" near all monetary figures. Visual style: modern dashboard UI, executive briefing clarity, warm earth advisor palette with sand, terracotta, olive, muted gold, cream background, dark brown text, subtle rounded cards, thin gridlines, elegant icons for home, cart, leisure and shield. Overall mood: credible, strategic, professional, calm confidence. Include editorial finance magazine illustration, clean chart aesthetics, vector-clean infographic layout. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, no real bank / brokerage logos, no specific stock tickers as recommendations, no watermarks Example numbers labeled "illustrative" so readers do not treat them as forecasts. No real broker or bank logos. No specific stock tickers, crypto coins or fund names as buy recommendations.