Infographie finance allocation d’actifs par âge

Finance infographic titled "Asset Allocation by Age". Use archetype: CONCEPT EXPLAINER with 5 numbered stages arranged vertically or in a clean zig-zag flow for an intermediate DIY investor. Theme: age-based portfolio construction and gradual risk reduction over time. Include editorial finance magazine illustration, clean chart aesthetics, vector-clean infographic layout. Visual style: Bloomberg terminal dark interface feel, deep charcoal / near-black background, trust blue primary highlights, gold accent lines and callout numbers, subtle grid, crisp typography, high contrast, professional, analytical, calm and trustworthy mood.

Include these labeled blocks with exact on-image English text:
1. "Age 20-35" — "80% Stocks / 15% Bonds / 5% Cash" — "Higher growth focus; long time horizon may absorb more volatility. Example only."
2. "Age 35-50" — "70% Stocks / 25% Bonds / 5% Cash" — "Balance growth and stability as responsibilities and goals expand. Example only."
3. "Age 50-60" — "55% Stocks / 35% Bonds / 10% Cash" — "Shift gradually toward capital preservation while keeping growth exposure. Example only."
4. "Age 60-70" — "40% Stocks / 45% Bonds / 15% Cash" — "Lower overall portfolio risk as retirement withdrawals get closer. Example only."
5. "Age 70+" — "30% Stocks / 50% Bonds / 20% Cash" — "Income, liquidity and drawdown control become higher priorities. Example only."

Add 2 supporting side panels or footer callouts:
6. "Rebalance Rule" — "Every 12 months" — "Review allocations and rebalance back to target weights. Illustrative example only."
7. "Portfolio Example" — "€100 000 at age 50 = €55 000 stocks + €35 000 bonds + €10 000 cash" — "Simple allocation example for illustration only, not a forecast or recommendation."

Design notes: each numbered stage should have a distinct badge in gold, thin connector arrows showing aging timeline, mini allocation bars or tiny stacked strips beside each stage, subtle icons for growth, stability, liquidity, retirement. Add a small disclaimer area reading "Illustrative examples only" and "Not investment advice". Avoid any real bank, brokerage, fund, crypto or stock branding. No real logos. No specific stock tickers or product names.

All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, no real bank / brokerage logos, no specific stock tickers as recommendations, no watermarks Example numbers labeled "illustrative" so readers do not treat them as forecasts. No real broker or bank logos. No specific stock tickers, crypto coins or fund names as buy recommendations.