Finance infographic: Asset Allocation by Age Flow Chart

Finance infographic titled "Asset Allocation by Age" using MONEY FLOW archetype: income → expenses → savings → investments, tailored for an intermediate DIY investor. Show a clean left-to-right flow with 6 labeled blocks, each block containing a concept name in English, a key number / percentage / time, and a one-line caption in English. Include a subtle secondary visual cue that the investment block changes by age, with simple allocation mini-bars or mini-donuts for each age group. Use illustrative example numbers clearly marked as "example only" and "illustrative" in every numeric callout so readers do not treat them as forecasts. Blocks: 1) "Monthly Income" — "100 example only" — "Illustrative starting cash flow before allocation decisions." 2) "Living Expenses" — "60 example only" — "Essential and lifestyle costs paid first to protect consistency." 3) "Savings Buffer" — "10 example only" — "Illustrative cash reserve contribution for short-term stability." 4) "Investable Amount" — "30 example only" — "Amount remaining for long-term portfolio allocation by age." 5) "Age 25-35 Allocation" — "80% Stocks / 15% Bonds / 5% Cash example only" — "Higher growth tilt for longer time horizon, illustrative only." 6) "Age 36-50 Allocation" — "65% Stocks / 25% Bonds / 10% Cash example only" — "Balanced mix as goals approach, illustrative only." 7) "Age 51-65 Allocation" — "45% Stocks / 40% Bonds / 15% Cash example only" — "More stability and income focus near retirement, illustrative only." Include an example calculation panel integrated near the investment stage: "Example calculation: 30 invested monthly for 20 yr at 6%/yr = 13 886 example only" with caption "Illustrative compounding example, not a forecast." Add a small footer note block: "Rebalance Review" — "12 months example only" — "Illustrative annual review cadence to maintain target allocation." Visual style: minimal flat design, monochrome professional palette with charcoal, slate, soft gray, white, and subtle contrast accents; calm, analytical, professional mood; strong hierarchy, thin connector arrows, simple icons for income, expenses, savings, and investing; editorial finance magazine illustration, clean chart aesthetics, vector-clean infographic layout. All text MUST be written in English (array). Every heading, label, caption, legend and metric name in the image must be in English — not English. Spell each English word correctly using English characters and diacritics. Numbers stay as digits, no real bank / brokerage logos, no specific stock tickers as recommendations, no watermarks Example numbers labeled "illustrative" so readers do not treat them as forecasts. No real broker or bank logos. No specific stock tickers, crypto coins or fund names as buy recommendations.